Joy is a grateful certified YNAB Budget, Tithing & Money Management Coach for Christian Woman inheritors of $1M+ and in transition career to retirement and or recovering from the trauma and grief of divorce or the death of a spouse and ready and looking to gain clarity on where their money is going and how to best give it purpose, all while, discovering happiness, being grateful, and having fun again, living very well, and contributing to Kingdom of GOD Great Commission Project with our Seed Sowing personal financial contributions as well as impacting and influencing with love and compassion deep relationship in your family, church, community,  and The Kingdom of GOD on Earth!